Tory Passons, Vice President, U.S. Bank Corporate Payment Systems

Rebecca M. Balinskas, Associate, Morrison & Foerster LLP

Michael J. Hilkin, Associate, Morrison & Foerster LLP

Jennifer Tran, Billing Services Director, Intermountain Rural Electric Association

Drew Carrick, Director of Financial Analysis, Compliance, and Operations, Long Island University

Jeannie Griffin, VP of Product & Technology Services, BCD Meetings & Events

Patsy Price, Director of Operations, Peterson Auto Group

Joe Lichty, Director of Marketing, Keane Unclaimed Property

Robert Unger, Senior Director, Product Management and Strategic Initiatives, NACHA-The Electronic Payments Association

Dionne Denson, CFO, Georgia Department of Public Health

Todd M. Albers, Sr. Payments Consultant, Federal Reserve Bank of Minneapolis